My life has been spent innovating, designing and developing ground-breaking solutions for Working Capital, Payables, Receivables and Shared Services optimisation for the world's largest corporations and banks.

Why? I am unwilling to put up with archaic practices that don't serve buyers or suppliers, and this has been my driving passion for innovation in the financial industry.

My story is a relatively simple one. Starting out, I worked in world-class technology companies where it was apparent that fresh thinking was needed to streamline processes and benefit payment ecosystems, going beyond the automation of old methods.

My lifelong commitment to process improvement began, and I embarked on my entrepreneurial life. Founding several new breeds of FinTech companies, such as HMSL and Invapay, I have changed the way businesses operate, streamlining workflows, procurement and finance. And through technological and disruptive elements, I drive organisations forward to achieve more positive outcomes.

I advise both Start-Up and established businesses, banks and government departments on automation solutions for financial transactions, including AI and leading-edge Fintech and AI technology. I regularly chair and speak at global conferences and provide the same thought leadership in other sectors of personal interest, including technology, lifestyle, horology and human welfare.






  • Outside my involvement in FinTech companies, my experience and thirst for innovation allows me to branch out into other sectors with pioneering technologies. 
  • I also advise governments on their transformation towards a transparent and digital economy.

I actively seek opportunities to invest in companies that demonstrate their ability to apply technology such as AI and machine learning to save costs and improve profitability for commercial and financial organisations. Current investments include:

CardUp – The payment platform allows companies to make and collect payments digitally, including by credit card - even in situations where credit cards are not accepted.

Check an Invoice – Changing the way accounts payable departments work across all industries: Digitising supplier invoices to enable AI-driven fraud detection and automating how to match purchase orders and payment records.

INTNT.AI – Applying AI to analyse language and dialect, the INTNT-ENGINE improves customer experience by training chatbots to interpret customer needs and emotions. It reduces call transfers and brings empathy and intelligence to customer interactions at all stages of the buying process.

PrinSIX – Automates the customer journey for loan applications by adapting questions dynamically, based on responses and credit data. Named after the FCA's Principle 6 ('A firm must pay due regard to the interests of its customers and treat them fairly'), the PrinSIX platform also ensures compliance in a highly regulated industry.

CULEM Watches - CuleM creates Swiss-made watches inspired by the world and is working towards a sustainable future. The journey around the world began with the World GMT collection and continues with the new Skyline GMT collection, which focuses on cities and celebrates the iconic cityscapes of London and New York City.

For every watch sold, CULEM is planting 100 trees in Madagascar and protecting over 25,000 sq. metres of rainforest. To make a positive impact locally, the company has also pledged to make donations to GrowNYC in New York City and London-based Blueprint for All.


Lifestyle interest

  • As a watch collector, I am always keen to share knowledge and interest in horology with fellow collectors. Whilst there are certain brands I particularly favour, I value the precision of movements and pursue quality and uniqueness above brand reputation.
  • I also have the pleasure of writing a regular column about timepieces in I-M Lifestyle magazine. For example, I recently wrote about the launch of the World GMT collection of Swiss-made watches by my friend Matthew Cule, an independent luxury watchmaker who has developed the CuleM Brand. 


Human Interest

I am immensely proud to have been the Business Manager for a dear friend Stephen Weiss. Stephen was a WWII veteran who served in the US infantry to liberate Europe. He experienced months of front-line danger which resulted in post-traumatic stress disorder (PTSD). Stephen wrote about his very personal experiences in his book “The Invisible Scars of War” as well as an academic account of the negotiations leading up to WWII, “Allies in Conflict”.

Stephen sadly passed away in March 2020 and so, as a legacy, we are continuing to celebrate his extraordinary life.